Contents Claim Tips
How to document personal property damaged by floodwaters.
What to Track
- Item description, brand/model, age, quantity, original cost if known, and replacement cost if available.
- Photos showing each claimed item and floodwater contact.
- Receipts, online order histories, manuals, serial numbers, or comparable replacement examples when available.
Photos Matter
- Each claimed item should be supported by a photo when possible.
- Take overview photos of affected contents in the room before moving them.
- Take close-ups of higher-value items, serial/model plates, and visible flood damage.
Contents Worksheets & Downloads
Use the Excel spreadsheet when possible because it is the fastest, cleanest format for claim review. If Excel is not practical, use the printable handwritten worksheet.
To download this guide as a PDF, click the button and choose “Save as PDF” in your browser’s print options.
Coverage / License Disclaimer
FloodPath provides general claim communication and documentation guidance only. Field adjusters cannot approve/deny coverage or authorize payment. Final claim decisions are made only by the Carrier. Unauthorized copying, resale, redistribution, or commercial use is prohibited.