Pre-FIRM / Post-FIRM Building Question
General explanation of the Pre-FIRM / Post-FIRM question and why unsure is an acceptable starting point.
What This Question Means
- The Pre-FIRM / Post-FIRM question generally relates to whether the building was constructed before or after the community’s initial Flood Insurance Rate Map date.
- This may affect how some elevated-building or below-elevated-floor areas are evaluated.
- Many insureds will not know this answer immediately.
What To Do
- If you know the answer, select it in the guided path.
- If you are unsure, select “I’m not sure.”
- Your adjuster or Carrier can review policy, mapping, underwriting, or building information when needed.
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