ICC Overview
General overview of Increased Cost of Compliance and the local floodplain administrator’s role.
What ICC Is
- Increased Cost of Compliance may help with certain compliance costs when a covered building is substantially damaged or repetitively damaged under applicable floodplain requirements.
- ICC is separate from the regular building damage estimate and requires specific eligibility documentation.
Who Determines Compliance Requirements
- The local floodplain administrator or building official typically determines whether the building must be elevated, demolished, relocated, or otherwise brought into compliance.
- A substantial damage determination or similar local documentation may be required.
Important Reminder
- ICC eligibility is fact-specific and subject to policy terms, local requirements, and Carrier review.
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Coverage Disclaimer
This guidance is general information only. Field adjusters cannot approve/deny coverage or authorize payment. Final claim decisions are made only by the Carrier.