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Commercial / General Property Claim Documents

A checklist of documents commonly needed to complete commercial General Property flood claims.

When This Applies

  • This checklist applies primarily to commercial General Property claims or other business/entity claims.
  • Not every item applies to every claim. Provide the documents that apply to your ownership, occupancy, mortgage, contents, stock, or business/entity situation.

Commonly Required Documents

  • Articles of Incorporation, if applicable, filed with the Secretary of State.
  • LLC Articles, Certificate of Formation, or similar entity formation documents, if applicable.
  • Deed or other proof of ownership of the insured real property.
  • Purchase orders, books of account, inventory records, or other proof of ownership for personal property and/or stock.
  • Rental or lease agreement, if tenant occupied, for building and/or contents as applicable.
  • Mortgage information, to confirm whether the mortgage applies to building and/or contents.
  • All other insurance policy declarations pages and relevant policy pages showing flood coverage or exclusion of flood coverage.
  • Operating Agreement or other documentation showing who is authorized to sign and/or make decisions on the entity’s behalf.

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Coverage / License Disclaimer

FloodPath provides general claim communication and documentation guidance only. Field adjusters cannot approve/deny coverage or authorize payment. Final claim decisions are made only by the Carrier. Unauthorized copying, resale, redistribution, or commercial use is prohibited.